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Valuation

Customers often confuse the concept of valuation with insurance. Although BEST IN THE WEST MOVING AND STORAGE, is fully licensed and insured, valuation is not insurance. Valuation is an estimated value, assessed by the customer, of how much their goods are worth. It determines, in the event of lost or damaged goods, how those goods are recovered.

The following chart breaks down the costs and payment structures for your three valuation options and provides an example of how a damaged ten-pound lamp purchased three years ago would be compensated:

Type: Standard

Coverage: $0.60 per pound

Cost: No Additional Cost,

Deductible: $500

Example: customer would receive $6 for the damaged lamp ($0.60 X 10 pounds) less a $500 deductible

Type: Actual Cash Value (ACV)

Coverage: Depreciated current market value of lost or damaged items Cost: $7 per $1000 declared value

Deductible: $500

Example: customer would receive the amount the lamp would fetch at a garage sale, less a $500 deductible.

Type: Full Replacement Value (FRV)

Coverage: Cost of replacing lost or damaged items Cost: $9 per $1000 declared value

Deductible: $500

Example: customer would receive the amount of money required to purchase a new lamp of similar design, less a $500 deductible.

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